Department of Insurance, Securities and Banking: Tips to Avoid Being a Victim of Insurance Fraud

District of Columbia Consumers: You can protect yourself against insurance services scams by staying alert, asking questions, and going slow or opting out if an insurance transaction seems suspicious or too good to be true.

Here are some tips to help you identify and avoid insurance fraud. For more information contact:
DC Department of Insurance, Securities and Banking
Fraud Bureau (202) 727-8000.

Insurance Anti-Fraud Tips

Never sign blank insurance claim forms.
Demand detailed bills for repair and medical services. Check closely for accuracy.
Make sure "free services" aren’t actually hidden in your insurance bill.
Be suspicious if the price of insurance seems too low to be true.
Contact the District of Columbia Department of Insurance, Securities and Banking to verify that the agent and company are licensed.
Keep your insurance identification number confidential; people can steal it and involve you in scams.
Be wary if a car suddenly pulls in front of you, forcing you to follow dangerously close. You may be set up for a staged accident. After an auto accident, be careful of strangers who offer you quick cash or urge you to see a specific medical clinic, doctor or attorney. They could be part of a fraud ring.
Contact the DC Department of Insurance, Securities and Banking at (202) 727-8000 if you think you’re being scammed or someone asks you to take part in a fraud.